When does bankruptcy start?

Bankruptcy does not start until an award of bankruptcy has been made.

The start date depends on whether the debtor applied for their own bankruptcy or a creditor presented a petition to the sheriff court.

If a debtor applied for their own bankruptcy, the start date is the date the Accountant in Bankruptcy awarded bankruptcy.

If a creditor (or trustee in a trust deed) presented a petition to the sheriff court the start date is the date the sheriff first issued a warrant citing the debtor to appear at a court hearing.