Register of Insolvencies
The register of insolvencies is a statutory register about the insolvency of individuals and businesses in Scotland.
Debt and the Consequences
Debt and the Consequences
| Official publication date | October 2008 |
| Website publication date | April 06, 2008 |
This document is also available in:
| Printer Friendly format |
This information has been published to highlight the consequences of being in debt and to provide information on the help available for those in debt.
Contents
Why should I read this booklet?
How can a money adviser help me?
Where can I get free help and advice?
What can I do about my debts?
Debt management plan
Debt Arrangement Scheme (DAS)
Trust deed
Bankruptcy
What are my choices?
What legal steps can creditors take against me?
What happens when my creditor takes me to court?
How do I know if I am being taken to court?
What can the sheriff be asked to do?
What can I do if I receive a summons or writ?
What are time to pay directions and time orders?
How does a creditor get their money after court action?
What is the Debt Advice and Information Package?
What is a charge for payment?
What is a time to pay order?
What types of enforcement action can a creditor use?
Arrestment of earnings
Bank arrestment
Other arrestments
Arrestment on the dependence
Eviction due to rent or mortgage arrears
Attachment
Interim attachment
Exceptional attachment orders
Inhibition
