2. What is a Bankruptcy Restrictions Order (BRO)?
If you are bankrupt and your trustee considers that your behaviour has been dishonest or blameworthy in some way, either before or during your bankruptcy, they may report you to AiB. AiB can make an application to a sheriff reporting the facts and asking for a BRO to be made against you. The sheriff will consider the application and any evidence put before them before they make the decision whether to impose a BRO. If they do, you will remain subject to certain restrictions for the period stated in the BRO, which will continue after your discharge from bankruptcy. These restrictions can apply for between 2 and 15 years. The sheriff will decide how long the restrictions will last. The period of the restrictions is dependant on the severity of your misbehaviour.