Access the AiB Supervision of Trust Deeds, Registration & Advertisement System.

Go to the system

Register of Insolvencies

The register of insolvencies is a statutory register about the insolvency of individuals and businesses in Scotland. Go to the register

Have your say

Report a problem or suggest an improvement:
Email: AiB web editors

Have a complaint?

Changes to earnings arrestment deductions & Protected Minimum Balance (PMB)


Changes to earnings arrestment deductions & Protected Minimum Balance (PMB)

   5 February 2013

The Debtor Scotland Act 1987, Schedule 2, sets out the amount that can be deducted from a debtor’s wages in an earnings arrestment. An earnings arrestment is when a debtor’s employer receives an instruction to deduct an amount from an employee’s wages and pays it direct to their creditors. Ministers gave an undertaking to review the tables approximately every 3 years.
A review was carried out in 2012 and as a result, the deduction tables will be amended with effect from 6 April 2013 by The Diligence against Earnings (Variation) (Scotland) Regulations 2012.
This change also alters the Protected Minimum Balance (PMB) in bank arrestments. The PMB sets out a minimum amount which is protected from arrestment and provides important protection for those who may have their bank account arrested. The PMB will increase from £415 to £460.06.
Further information will be posted about the changes to diligence against earnings before they come into force on 6 April 2013.