Notes for Guidance - Bankruptcy (Scotland) Act 2016 (as amended)

The trustee is required to keep a record of the date claims are produced and lodged by them.

The trustee must be satisfied:

• the claim was received within 120 days of the date the creditor was notified of the bankruptcy
• the debt was incurred prior to the date of bankruptcy and any interest has only been calculated to this date

A trustee can carry out an adjudication of claims at any time.  However, as a formal notification provides the debtor and creditors the right of review and appeal against the decision it should only be issued when the trustee has funds available to make a distribution (see section 12.5).