Many people owe money and sometimes may find it difficult to deal with their debts.
Looking for help?
What is best for you will depend on a number of factors, including your personal circumstances and whether you have any property or assets. The Scottish Government has published a booklet called Debt and the Consequences to help explain what can happen if you have problem debt and outlines some of the options available.
Accountant in Bankruptcy cannot give advice on what you should do, but can provide information on formal debt products and where suitable advice is available.
The links below will take you to information and guidance on AiB services and help.
The Scottish Government has also produced a range of booklets providing details of organisations throughout Scotland that give free, independent, impartial and confidential money advice: