AiB Information Disclosure Log

In line with the Scottish Government's procedures and the Scottish Information Commissioner's good practice guidelines, AiB publishes:
  • Freedom of Information (FOI) responses
  • Environmental Information Regulations (EIR) requests
on an AiB information disclosure log or the 'FOI/EIR Disclosure Log'.
Under the terms of FOISA and the EIRs, 'release to one is release to all' and encourages proactive publication of information that is of public interest. It is the released information that is published, not the actual response and no details about the applicant are published.
 
The disclosure log provides an index of information which has been released by AiB in response to specific FOI/EIRs requests.
 
FoI/EIR response date Topic Response Web publication date
12/05/2015 Fees Paid to Providers under Agency Framework Fees Paid to Providers under Agency Framework 15/05/2015
12/05/2015

Properties taken possession of by the Accountant in Bankruptcy, as Trustee

Properties Taken Into Possession AiB 15/05/2015
12/05/2015

The total number of contracts put out for tender by the organisation during the following two periods: 1/1/2010 - 31/12/2010 and 1/1/2013 - 31/12/2013. How many of these contracts were awarded after a tendering process in which only one contractor submitted a bid

Procurement  - Issuance of contract response

15/05/2015
14/05/2015

Average surplus of DAS DPPs from free-to-client debt advice sector vs. fee charging debt management firms.

The split of DAS DPPs from free and fee chargers in Q3 of the financial year for 2014/2015. Also, is there a trend to compare this to over the last few years?

Does the AIB measure how many DAS DPPs get settled early by client paying a lump sum to clear the debt?
If so, is there a year=on-year analysis?

DAS FOI Request Response 15/05/2015
10/03/2014
The average length of time a DPP would run.
 
The average amount of debt in a DPP.
 
 
02/04/2014
05/03/2014

Debt Arrangement Scheme (DAS) Debt Payment Programmes (DPPs) that were awarded to residents in Stirling up to 13 December 2013.

DAS DPPs awarded in Striling. 02/04/2014
14/02/2014 Cases over the last five years where the Debt Arrangement Scheme (DAS) Debt Payment Programme (DPP) contained an initial level of debt in excess of £34,000 and the term of that DPP was excess of 14 years.

DAS DPP applications over the past 5 years when the level of Debt is excess of £34,000 and the term in excess of 14 years.

02/04/2014
13/02/2014 The total number of completed bankruptcy payments from individuals to AiB during January to December 2013. Completed £200 bankruptcy application payments between January to December 2013. 02/04/2014
17/12/13 Details of the number of Debt Arrangement Scheme (DAS) - debt payment programmes (DPPs) with a single debt

The DAS legislation changed in July 2011 to allow for DAS applications to have only one debt. Until 2011, you could not access DAS without having two or more debts.

Unless a creditor actively consents to the DPP (i.e. where they don’t respond within the timeframe or where they object to the DPP) every single-debt case will be put to the DAS Administrator decision makers for a decision under regulation 25. Since 2011 we have had 439 DAS applications where there is a single debt. Of the 439 single debt DAS applications only 74 have been refused by the DAS Administrator as a result of the regulation 25 application.

7/2/14
11/12/13 Number of how many DAS reviews there have been of Fair and Reasonable decisions, the reasons for them being refused, consequent appeals to the Sheriff and the number of success/ failure. The process of review of any decision made by the DAS Administrator was introduced by the new regulations on 2 July 2013. During the period between 2 July 2013 until 11 December 2013 there have been 17 requests for review of a DAS Administrators decision based on the Fair and Reasonable criteria of regulation 25(2). Of these 17, two are still under investigation by the independent review team. Of the other 15 none have overturned the original decision on the basis that the DAS Administrator has adhered to regulation 25(2) in reaching their decision. There have been no subsequent appeals to the relevant sheriff court following issue of any of the review decisions. 7/2/14
11/11/13 Number of suspected offences reports - how many trustees have been reported to the crown from 1992 to present. From 2007 to date there have been no trustees reported to the Crown Office & Procurator Fiscal Service (COPFS) by way of Suspected Offence Reports. 7/2/14
12/8/13 Sequestrations reopened in the past year and figures for which agents have been appointed in these cases to act on behalf of the AiB.

Sequestrations which have been re-opened from 19 July 2012 - 19 July 2013

Further statistical information and also AiB annual reports are available on our website.

13/08/13
7/8/13 The number of DAS/DPP Applications that involved a Continuing Money Adviser versus those that didn't Details of DAS/DPP Applications that involved a Continuing Money Adviser versus those that didn't 8/8/13
10/7/13 A full breakdown of all transactions using Government Procurement cards and travel and subsistence cards in the 2012-13 financial year Details of goods/services paid with Government procurement cards and travel and subsistence cards in 2012-13 16/7/13
13/5/13 Number of recalls of sequestrations made in the past decade

Recalls of sequestrations

Further statistical information and also AiB annual reports are available on our website.

29/5/13
30/1/13

A breakdown of the number of sequestration cases, for the period 1 January 2012 to 31 December 2012, where a Certificate for Sequestration has been completed and an Insolvency Practitioner has been nominated to deal with the case

Information on sequestions from 1 January 2012 to 31 December 2012

Further statistical information and also AiB annual reports are available on our website.

12/2/13
23/1/13 Request for a breakdown of the number of Trust Deeds that were protected per Insolvency Practitioner for the period 1 January 2012 to 31 December 2012

Information on Trust Deeds that were protected in the period 1 January 2012 to 31 December 2012

Further statistical information and also AiB annual reports are available on our website.

24/1/13
20/12/12 AiB's Form 4 Trust Deeds Comparison Report Information on Form 4s for Trust Deeds Protected 1 April 2008 - 31 March 2009 24/1/13
2/11/12
Details of any organisations hired to undertake surveillance under the provisions of the Regulation of Investigatory Powers (Scotland) Act 2000 (RIPSA), the costs of any work done and why the contracts were awarded.
No organisations, non-public bodies or private investigators have been commissioned to undertake surveillance under the provisions of RIPSA on behalf of The Accountant in Bankruptcy.
7/11/12
22/10/12 Personal use of corporate credit cards in AiB
1. How many occurrences have been detected of employees using your organisation’s corporate credit card/ cards for personal use in each of the last 5 years.
 
Nov 2011 to Oct 2012 - 0
Nov 2010 to Oct 2011 - 0
Nov 2009 to Oct 2010 - 0
Nov 2008 to Oct 2009 - 0
Nov 2007 to Oct 2008 - 1
 
2. Details of action taken against employees identified as using your organisation’s corporate credit card/ cards for personal use in each of the last 5 years.
 
One card holder used their Government Procurement Card for personal use in error. They brought the incident to the attention of the card officer immediately after the event and repaid the balance in full via cheque. The employee was reminded of the need to ensure the card is used only for business priorities and no further action was taken.
25/10/12
17/10/12
Dividends paid out by insolvency practitioners in Scotland with regard to Trust Deeds during the period 1 August 2011 to 31 July 2012.
18/10/12
2/10/12 Legal advice relating to the handling of individual FOI requests
Legal advice for dealing with FOI requests would be obtained from the Scottish Government Legal Directorate (LSGL) rather than external advisors. There has only been one instance where advice from SGLD has been sought before responding to a FOI request. This was in relation to a request for information regarding legal services provision within AiB. SGLD were consulted to review and agree the draft response prior to issue. SG’s internal legal advisers do not charge for their legal advice or keep a record of costs of the advice they give.
4/10/12
1/10/12 Outsourced insolvency service contract Statistics on allocation of cases, value of estates and dividends paid between 1 April 2011 and 31 March 2012 8/10/12
1/10/12 A breakdown of sequestration and trust deed applications in East Renfrewshire since introduction of Low Income Low Asset (LILA) applications

East Renfrewshire stats for sequestrations and trust deeds - September 2012

Further statistical information and AiB annual reports are available on our website

4/10/12