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Showing 36 results

Showing 36 search results.

  1. Common Financial Tool

    Explore the Common Financial Tool (CFT) used to assess household income and expenditure for setting a contribution in all statutory debt solutions.

    Bankruptcy, Debt Arrangement Scheme, Protected Trust Deeds

    13 October 2025

  2. Common Financial Statement (CFS)

    The Common Financial Statement (CFS) is a budgeting tool for advice agencies to make debt repayment offers. Discover the use of trigger figures and CFS authorisation process.

    Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

    01 April 2025

  3. Review of Scotland’s statutory debt solutions

    Explore the comprehensive review of Scotland's statutory debt solutions, including open consultations and reviews.

    Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

    13 March 2026

  4. Mental Health Moratorium

    Scottish Mental Health Moratorium aims to protect individuals with serious mental health conditions from debt enforcement. Supported by stakeholders and formed by a working group of experts, it's based on consultations favoring the initiative.

    Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

    16 July 2025

  5. Review of diligence

    Scottish Government consults public on debt solutions and diligence, and proposes a Mental Health Moratorium to protect those with serious mental health issues from debt recovery.

    Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

    16 July 2025

  6. The Bankruptcy and Diligence (Scotland) Act 2024

    Overview of the Bankruptcy and Diligence (Scotland) Bill, introducing new debt solutions and amendments to existing bankruptcy legislation. Includes a mental health moratorium and modernised debt recovery mechanisms.

    Bankruptcy

    25 June 2025

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