Bankruptcy

The following information is for individuals, creditors, trustees, money advisors, insolvency practitioners and professionals who want to know more about the bankruptcy process in Scotland, including all related guidance, publications and legislation.

The Bankruptcy Debtor’s Guide provides general information for people who owe money (debtors). This guide is also available in Polish, Hungarian, Urdu, French and Turkish.

The Bankruptcy Creditor’s Guide gives general information for people who are owed money (creditors).

The Debt Advice and Information Package is an official booklet that must be issued when an individual or creditor has begun debt legal proceedings. It contains important information about getting advice to help deal with debt.

The Debt and the Consequences Booklet provides important information to help deal with creditors and debt.

The bankruptcy Recall Guide gives general information on the process of applying for recall to the Accountant in Bankruptcy.

Bankruptcy Restriction publications

The Bankruptcy Restrictions Guide lays out general information about restrictions that can be imposed as a result of behaviour before or during bankruptcy.

Older publications

Information and guidance based on bankruptcies awarded in previous legislation that may still be relevant.

Publications from 1 April 2015 (including translated publications)

Publications before 1 April 2015

Guidance

This section provides a series of information that will assist professionals in managing bankruptcy cases, describing the processes and systems in place.

Temporary coronavirus measures

As we move beyond the pandemic, several emergency provisions have now become permanent legislation. The remaining temporary legislative and operational measures in place are outlined in our current coronavirus measures section and will reviewed regularly.

Bankruptcy guidance

AiB provides a series of guidance to better understand the legislative process and how it should be interpreted.

The Trustee Notes for Guidance details the general functions of AiB, trustees and commissioners in relation to their responsibilities in bankruptcy.

User guides

A collection of guides to assist in the processing of bankruptcy cases.

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Forms

The Accountant in Bankruptcy produces a number of forms relating to the bankruptcy process and applications. This section provides the relevant forms for Trustees and Creditors, available to download.

Debtor forms

Creditors forms

Trustee forms