Publications
Guidance
Legislation
Forms
Business DAS
eDEN
During COVID-19, please see our current coronavirus measures section which outlines legislative and operational contingencies in place during the pandemic.
Publications
Information Booklets
The Debt Arrangement Scheme Information Booklet provides general information for people who owe money (debtors).
Alternate language versions are also available in Polish, Czech, Chinese and Bengali.
The Creditor Information Booklet provides general information for people who are owed money (creditors).
Business DAS
The Information Booklet provides general information on Business DAS for people who owe money (debtors).
The Creditor Information Booklet provides general information on Business DAS for people who are owed money (creditors).
Please note that these booklets provide general information on DAS and are not intended as a full statement of the law.
Guidance
Temporary coronavirus measures
The moratorium period has been temporarily extended to 6 months. For further details see the Moratorium guidance.
Operational changes including the Low and Grow scheme were also introduced to account for the situation. See the currrent coronavirus measures section for further details on temporary measures still in place.
General
DAS client
- User guide for clients - eDEN
- Quick guide - Accessing eDEN
- Quick guide - Setting up payments on eDEN where AiB is payment distributor
Money adviser
- Guidance for Money Advisers
- eDEN user guide - Guidance for money advisers
- Money adviser guide to applying for a DPP on eDEN
- Guidance on creating and submitting a variation application as a money adviser
- Debt Confirmation process for MAs and CMAs on eDEN
- Nomination of AiB as Payments Distributor
- Fair and reasonable test
Temporary changes
- eDEN User Guide for Money Advisers - Low and Grow DPP
- Low and Grow Process - Guidance for Advisers - December 2020
Continuing Money Adviser
- Guidance for Continuing Money Adviser
- eDEN User Guide - Issuing Letters as a Continuing Money Adviser
Creditors
- Guidance for creditors
- Confirming debts and voting on proposals as a creditor on eDEN
- Creditor guide to creating a variation on eDEN
- Creditor guide to creating a revocation on eDEN
- Guidance for all creditors
Employers
Payment Distributor
- Guidance for Payments Distributors
- eDEN user guide - Guidance for Payment Distributors
- DAS - Roles, Responsibilities and Obligations - Guidance for all DAS Payments Distributors
Legislation
Current legislation
- The Debt Arrangement Scheme (Scotland) Amendment Regulations 2019
- The Debt Arrangement Scheme (Scotland) Amendment Regulations 2018
- The Debt Arrangement Scheme (Scotland) Amendment Regulations 2015
- The Debt Arrangement Scheme (Scotland) Amendment Regulations 2014
- The Debt Arrangement Scheme (Scotland) Amendment Regulations 2013
- The Debt Arrangement Scheme (Scotland) Regulations 2011
All current and previous legislation is available online.
Forms
Schedule 1 of The Debt Arrangement Scheme (Scotland) Regulations 2011 contains various statutory forms that should be completed in respect of DAS.
- Application to register as a Debt Arrangement Scheme (DAS) approved Payments Distributor
- Form 1 - Application for approval of a debt payment programme
- Form 2 - Notification to creditor of approval of a debt payment programme
- Form 3 - Payment instruction to employer
- Form 4 - Application for variation of a debt payment programme
- Form 5 - Application for revocation of a debt payment programme
The forms should be submitted through eDEN. If this is not possible, these forms can be submitted manaully.
Business DAS
Guidance
Business DAS forms
- Form 1B - Application for approval of a Business Debt Payment Programme
- Form 2B - Notification to Creditor of approval of Business Debt Payment Programme
- Form 4B - Application for variation of Business Debt Payment Programme
- Form 5B - Application for revocation of Business Debt Payment Programme
- Form 7 - Declaration for viability
eDEN
eDEN release notes
The latest eDEN release notes explain changes and enhancements made to the system are available below:
Previous notes can be found in the eDEN release section.