Guidance
Legislation
Forms
Business DAS
eDEN
Publications
Debtor Information Booklet
The Debtor Information Booklet provides general information on DAS for debtors.
- Download a copy of the Nov 2019 Debtor Information Booklet
- Download a copy of the Debtors Information Booklet, (pre nov 2019)
- Download a copy of the Debtors Information Booklet - Polish version,
- Download a copy of the Debtors Information Booklet - Czech version,
- Download a copy of the Debtors Information Booklet - Chinese version,
- Download a copy of the Debtors Information Booklet - Bengali version, or
- Request a hard copy
Creditor Information Booklet
The Creditor Information Booklet provides general information on DAS for people who are owed money (creditors).
- Download a copy of the Creditors Information Booklet, (updated version of this guide taking into account the recently ammended regulations currently in production and should be avaliable shortly) or
- Request a hard copy
Please note that these booklets provide general information on DAS and are not intended as a full statement of the law.
Guidance
Coronavirus (Scotland) Bill
As a result of the Coronavirus (Scotland) Bill, the moratorium process has changed for a limited period of time. Key changes include the period of relief now lasting for 6 months and the restriction of one per year being lifted. For further details see the recently published Moratorium guidance, News articles and Dear Trustee letter- The Coronavirus (Scotland) Bill.
General
-
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2019 - aide memoire
-
DAS information sessions - November 2019 - questions and answers
DAS client
- DAS client User Guide for eDEN
- Quick guide - Accessing eDEN
- Quick guide - Setting up payments on eDEN where AiB is payment distributor
- Updated missed payment guidance for DAS Client from 18 Jan 2021
Money adviser
- Guidance for Money Advisers
- eDEN user guide - Guidance for money advisers from 4 November 2019
- Nomination of AiB as Payments Distributor
- Money adviser guide to applying for a DPP on eDEN
- Debt Confirmation process for MAs and CMAs on eDEN
- Guidance on creating and submitting a variation application as a money adviser
- Fair and reasonable test
- Interactive video - Money adviser guide to completing a personal application
- DAS 2019 regulation changes - Instruction to all free to client money advisers for cases from 4 November 2019
- eDEN User Guide for Money Advisers - Low and Grow DPP
- Low and Grow Process - Guidance for Advisers - December 2020
Continuing Money adviser
- DAS 2019 regulation changes - Instruction to all DAS registered Continuing Money Adviser for cases from 4 November 2019
- Guidance on the DAS process
- eDEN User Guide - Issuing Letters as a Continuing Money Adviser
- Updated missed payment guidance for DAS Adviser from 18 Jan 2021
Creditors
- DAS creditor guide from Nov 2019
- DAS 2019 regulation changes - Instruction to all creditors for cases from 4 Nov 2019
- Confirming debts and voting on proposals as a creditor on eDEN
- Creditor guide to creating a variation on eDEN
- Creditor guide to creating a revocation on eDEN
- Guidance for all creditors
Employers
Payment Distributor
- eDEN user guide - Guidance for Payment Distributors from 4 November 2019 - updated 10-12-2019
- DAS - Roles, Responsibilities and Obligations - Guidance for all DAS Payments Distributors from 4 November 2019
- Guidance for payments distributors
Case retention and destruction
Legislation
Current legislation
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2019
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2018
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2015
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2014
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2013
The Debt Arrangement Scheme (Scotland) Regulations 2011
The Debt Arrangement and Attachment (Scotland) Act 2002 (Commencement) Order 2004 (SSI 2004/401)
The Debt Arrangement and Attachment (Scotland) Act 2002
Pre 1 July 2011 Legislation
The Debt Arrangement Scheme (Scotland) Amendment Regulations 2007 (SSI 2007/262)
The Debt Arrangement Scheme (Scotland) Amendment (No.2) Regulations 2007 (SSI 2007/187)
The Debt Arrangement Scheme (Scotland) Regulations 2004 (SSI 2004/468)
Forms
Schedule 1 of The Debt Arrangement Scheme (Scotland) Regulations 2011 contains various statutory forms that should be completed in respect of DAS.
The forms should be completed on eDEN and submitted through the system.
However, where this is not possible, these forms can be submitted manually. The forms in questions are:
- Application to register as a Debt Arrangement Scheme (DAS) approved Payments Distributor
- Form 1 - Application for approval of a debt payment programme
- Form 2 - Notification to creditor of approval of a debt payment programme
- Form 3 - Payment instruction to employer
- Form 4 - Application for variation of a debt payment programme
- Form 5 - Application for revocation of a debt payment programme
Business DAS
Busines DAS information sheet
Debtor Information Booklet
The Debtor Information Booklet provides general information on Business DAS for debtors.
Creditor Information Booklet
The Creditor Information Booklet provides general information on Business DAS for people who are owed money (creditors).
Please note that these booklets provide general information on DAS and are not intended as a full statement of the law.
Guidance
Business DAS forms
- Form 1B - Application for approval of a Business Debt Payment Programme
- Form 2B - Notification to Creditor of approval of Business Debt Payment Programme
- Form 4B - Application for variation of Business Debt Payment Programme
- Form 5B - Application for revocation of Business Debt Payment Programme
- Form 7 - Declaration for viability
eDEN
eDEN training site
The training site for eDEN can be accessed at https://edentraining.aib.gov.uk/eden
Users can register for access to the training site via the login screen by pressing the red ‘Register’ link.
If users have any problems or would like to provide feedback please email eDENenquiries@aib.gov.uk.
eDEN interactive videos
Money adviser guide to completing a personal application
eDEN release notes
Documents issued alongside the release of a system update to explain changes and enhancements made.
eDEN release note 1.0.14/15/16
eDEN release note 1.1.0/1.1.1/1.1.2
eDEN release note 1.2 & 1.21 & 1.22
eDEN release note 2.0.7/2.0.8 & 2.0.9
eDEN release note 2.0.20 - 2.0.21
eDEN release note 2.0.25 - 2.0.28
eDEN release note 2.0.29 - 2.0.30