Notes for Guidance - Common Financial Tool
- First published
- 30 November 2016
- Last updated
- 4 April 2024 - see all updates
- Topics
- Bankruptcy, Debt Arrangement Scheme, Protected Trust Deeds
Notes for Guidance explaining the information and evidence requirements to support debt solution applications
Appendix A - Income sources from which a contribution can be taken
Income sources from which a contribution can be taken:
- earnings
- private pension
- annuities
- grants
- trusts
- rents
- maintenance or child support paid to the debtor
- boarders or lodgers
- non-dependant contribution
- bursary
- foster Care professional fees (excludes Foster Care allowance)
This is not an exhaustive list.
Please note that in some cases, the individual terms and conditions of an agreement/award may indicate that a contribution cannot be taken. This is relevant to annuities, grants, trusts only.
Non-deductible state benefits and payments and allowances specified in the Social Security (Scotland) Act 2018 and the Scottish Child Payment Regulations from which a contribution cannot be taken:
- Adult Disability Payment
- Bereavement Allowance
- Bereavement Payment
- Best Start Grants
- Category A Retirement Pension (Including Additional Pension)
- Category B Retirement Pension
- Category C Retirement Pension
- Category D Retirement Pension
- Carer’s Allowance
- Carer’s Allowance Top-Up
- Child Benefit
- Child Tax Credit
- Cold-spell heating assistance
- Council Tax Benefit Disability assistance
- Disability Living Allowance or Personal Independence Payment
- Early years assistance
- Employment and Support Allowance (ESA) Employment-injury assistance
- Foster Care allowance
- Funeral expense assistance
- Graduated Retirement Benefit
- Guardian’s Allowance
- Housing Benefit
- Housing Assistance
- Incapacity Benefit
- Income Support
- Industrial Injuries Disablement Pension
- Invalid Care Allowance
- Jobseeker’s Allowance (Contribution-Based)
- Jobseeker’s Allowance (Income-Based)
- Kinship Allowance
- Maternity Allowance
- Personal Independence Payment
- Scottish Child Payment
- Short-term assistance
- Social Fund Payments
- State Pension Credit
- Universal Credit
- Widowed Parents Allowance
- Winter heating assistance
- Working Tax Credits
Benefit includes any increase of benefit for an adult or child dependant
This list is not exhaustive, and benefits and benefit titles and sources will change.
- First published
- Wednesday, 30 November 2016
- Last updated
- Thursday, 4 April 2024 - show all updates
- All updates
-
-
AiB now facilitates the CFS and previous references to MAT have now been changed to AiB
-
Amended trigger figure, energy cap and removal of COL
-
Change to evidence requirements - the expenditure for gas and electricity, without the need to provide evidence has been amended to £140 per month combined.
-
Amendments made to payment amounts and dates in Appendix B - UK Government Cost of Living Support - Help with Energy Bills
-
Pet changes moved from section 10 housekeeping to section 11 other expenditure
-
Amendment to reflect the energy price cap set to an annual level of £1,928 as of 1 January 2024
-
Originally published
-
There is a problem
Thanks for your feedback