Stage Three Review – Final Report

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Final report outlines steps for modernising Scotland’s statutory debt solutions


Core recommendations

There are 52 recommendations in total arising from the Stage Three Review. These are set out in the final section of this paper, with the rationale for each of them detailed in the Feedback and Recommendations document. What follows in this section are the review’s core recommendations. They are identified as core recommendations as we recognise there may be a need to prioritise where resource is focussed following the review. We propose taking forward these four areas urgently as we believe they can have the biggest impact for the people of Scotland.

We believe that several of our other broader recommendations can be delivered with relatively low resource, either being within the gift of AiB or its partners and we call for these to be delivered swiftly where possible.

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