Accountant in Bankruptcy

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Common Financial Statement (CFS)

The Common Financial Statement (CFS) is a budgeting tool for advice agencies to make debt repayment offers. Discover the use of trigger figures and CFS authorisation process.

Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

01 April 2025
eDEN

eDEN is an online debt payment programme management system with secure login and specific permission rights for various roles including administrators, advisers, and creditors.

Debt Arrangement Scheme

11 November 2025
Review of Scotland’s statutory debt solutions

Explore the comprehensive review of Scotland's statutory debt solutions, including open consultations and reviews.

Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

13 March 2026
Mental Health Moratorium

Scottish Mental Health Moratorium aims to protect individuals with serious mental health conditions from debt enforcement. Supported by stakeholders and formed by a working group of experts, it's based on consultations favoring the initiative.

Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

16 July 2025
Review of diligence

Scottish Government consults public on debt solutions and diligence, and proposes a Mental Health Moratorium to protect those with serious mental health issues from debt recovery.

Debt Arrangement Scheme, Protected Trust Deeds, Bankruptcy

16 July 2025

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